Satrix Balanced

A moderate risk fund which invests across all asset classes both locally and internationally.

Tax free savings accounts are available across all Satrix funds

ETFs or Unit Trusts

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Satrix Balanced Index Fund - High Equity

The Satrix Balanced Index Fund tracks the proprietary Satrix Balanced Index and offers diversified exposure to all the key local and international asset classes. The local equity component is the proprietary Satrix SmartCoreTM. The SmartCoreTM combines 3 smart beta indices in equal weights: proprietary Satrix Value index, proprietary Satrix Momentum index and the S&P Quality South Africa index. 

Effective Annual Cost

The Effective Annual Cost (EAC) is a measure which has been introduced to allow you to compare the cost you incur when you invest in different financial products. It is expressed as a percentage of your investment amount. The EAC is made up of four charges, which are added together, as shown in the table below. Some of the charges may vary, depending on your investment period. The EAC calculation assumes that an investor terminates his or her investment in the financial product at the end of the relevant periods shown in the table.


Fund Documentation

Document Type

For all paper-based application forms please click here

Why the Satrix Retirement Plan?

The Satrix Retirement Plan (SRP) is a retirement annuity which is a savings vehicle designed specifically for you to save for retirement. Prior to retirement and whilst you are still contributing to the SRP you will receive a tax savings up to a certain limit on the amounts you contribute. 

At age 55 you are able to take one third of the money you have saved as a lumpsum (subject to taxation) and the rest you must use to purchase a compulsory annuity which will pay you a monthly amount into retirement.

Apply Now

Please download the application form and email or fax it to Satrix Retirement Plan.

Satrix Retirement Plan Call Centre

0860 007 461 / 021 917 9006

Who should invest in the Satrix Retirement Plan?

If you are self-employed, the SRP is perfect for you if you do not belong to a pension or provident fund.

You wish to supplement existing retirement savings as you feel it may not be enough.

You receive income which is not taken into account when contributing to an existing pension or provident fund.

You are looking for a tax-efficient way to save for retirement.


Satrix has two unit trust funds managed within the limitations of Regulation 28 which are available for selection as the underlying investment in your Satrix Retirement Plan.

Satrix Balanced Index Fund - High Equity

A medium risk fund


Satrix Balanced Index Fund - Low Equity

A low risk fund


You will need to choose one of these two unit trust funds or a combination of both for your SRP. You may make a single lump sum contribution (minimum R10 000) or a monthly debit order (minimum R500 monthly) into your plan. You are able to suspend you contributions for any period without penalties.

The fees of these Satrix Unit Trust options within the Satrix Plan are as follows

Initial administration fee 0% 0%
Annual service fee: Satrix 0.25% 0.25%
Annual administration fee: Glacier 0.50% 0.50%